Despite what my eyes tell me, business.com recently released an article that said mobile payment platform user growth is slow, making up only 3% of total transactions, with only 1% being a person’s most recent transaction. There seemed to be a ‘dumb Americans’ tone as an explanation, which made me think maybe Americans love their freedom more than people thought! Although ubiquitous in social life, adult Americans appear to be unwilling to trust or learn a new payment option that involves a mobile device. Is that a bad thing? If growth continues to be sluggish, will mobile options decrease? With the average American still getting used to chipped debit cards, it reminds all of us the genius in not only the simplicity of cash, but the familiarity and security of having a singular national currency. Even though Apple and Google play deals in dollars, they’re not as familiar as physical currencies like paper money and plastic cards. Be interesting to observe credit card usage increases in the 20th century for parallels. Even though life is moving much quickly these days, it took half a century for plastic cards to become mainstream, so maybe there is time for it to catch on.